At Scenic City Mortgage Team, we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.
1) Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.
2) Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.
3) Tap Into Your Home's Equity: Refinancing can allow you to leverage your home's value for important expenditures like home improvements, education, or debt consolidation.
1) Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.
2) Loan Selection: We'll help you choose the best refinancing option for your needs, whether it's a rate-and-term refinance, cash-out refinance, or other specialized product.
3) Application and Approval: Our team will guide you through the application process, ensuring all paperwork is completed accurately and efficiently.
4) Closing: We'll be by your side at closing, making sure you understand every detail before you sign.
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.Scenic City Mortgage Team. - NMLS# 12007 | 1208 Pointe Centre Drive, Chattanooga, TN 37421
LeaderOne Financial Corporation 7500 College Blvd Suite 1150, Overland Park, KS 66210, NMLS#12007. You may view our license information on the Nationwide Mortgage Licensing System (NMLS) at www.nmlsconsumeraccess.org. LeaderOne Financial Corporation is licensed by Alabama State Banking Department, Consumer Credit License #21517. The Florida Office of Financial Regulation, License #MLD446. The North Carolina Commissioner of Banks Office. License #L-186257. A Georgia Residential Mortgage Licensee, #33522. The Tennessee Department of Financial Institutions #116991. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.