Refinance A Home

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At Scenic City Mortgage Team, we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.

Why Refinance Your Mortgage?

1) Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.

2) Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.

3) Tap Into Your Home's Equity: Refinancing can allow you to leverage your home's value for important expenditures like home improvements, education, or debt consolidation.

Our Process:

1) Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.

2) Loan Selection: We'll help you choose the best refinancing option for your needs, whether it's a rate-and-term refinance, cash-out refinance, or other specialized product.

3) Application and Approval: Our team will guide you through the application process, ensuring all paperwork is completed accurately and efficiently.

4) Closing: We'll be by your side at closing, making sure you understand every detail before you sign.

Scenic City Mortgage Team is committed to helping homeowners maximize their financial potential. If you're considering refinancing, get in touch with us today to schedule a consultation and explore your options.

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.Scenic City Mortgage Team. - NMLS# 12007 | 1208 Pointe Centre Drive, Chattanooga, TN 37421

LeaderOne Financial Corporation 7500 College Blvd Suite 1150, Overland Park, KS 66210, NMLS#12007. You may view our license information on the Nationwide Mortgage Licensing System (NMLS) at www.nmlsconsumeraccess.org. LeaderOne Financial Corporation is licensed by Alabama State Banking Department, Consumer Credit License #21517. The Florida Office of Financial Regulation, License #MLD446. The North Carolina Commissioner of Banks Office. License #L-186257. A Georgia Residential Mortgage Licensee, #33522. The Tennessee Department of Financial Institutions #116991. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.